The Heartlander
I've finally decided to fix the music. but I've uploaded a version that's too high quality :( so the streaming is chopped up. do stop the song if the sticatto is killing you. I'll upload something lower quality next time <_<

perfect living on 2009-05-27, 10:58 p.m.


chionged geekstogo these few days. i've done all the way till registry exercise number 7 on my comp. just waiting for the mod to reply. gr....

very lazy to do anything else. just want to get my geekstogo senior tag quickly.

and I feel like watching nogizaka haruka no himitsu. just downloaded the whole of season 1 yesterday. seems like season 2 is coming up. and watching snippets of season 1, it looks pretty exciting.

but I still have health insurance to study which I have yet to staarrrrt.

i hate timezone. if only there is a singapore version of geekstogo. The only time when I really chionged really fast was when my mentor was someone from thailand. the current one is from netherlands and I can only get about 1 or 2 posts to him each day :(

perfect living on 2009-05-27, 5:25 p.m.


http://www.economywatch.com/economy-business-and-finance-news/singapore-budget-2009-resilience-package-is-economic-stimulus.html

After watching yet another video on mises.org, I began to think about Singapore's "stimulus package" or branded as the Resilience package. and indeed, I find a few points that an austrian economists might be happy with.

Before I got interested in this school of economics, the resilience package meant little to me. So what if corporate tax is lowered from 18% to 17%? so what if tax rebates in personal and property taxes are given?

The following is the austrian answer to the question "What do taxes fund?"

Taxes raise money for transfers to special interests and public employees. In contrast to private businesses that supply the goods that consumers are willing to buy, public officials have no means to assess data as to what consumers truly demand, much less how to go about meeting those demands economically. Lacking the ability to act economically, public officials respond to interest groups, so tax money will necessarily end up with narrow interest groups rather than going to fund the provision of public goods. Taxes typically go to waste or to special interests that do not and should not own the funds.

ok... now my own words. In other words, lowering taxes releases scarce resources to the private entrepreneurs who will put these to use in the most urgent areas. taxes in other words, siphons off resources from the pool of available resource so as to feed and maintain the non-productive government or public sector.

and yeh, I'll be back with more austrian school economics tips next time. meanwhile, watch the markets for the next crash and schiff's videocasts.

perfect living on 2009-05-24, 10:16 p.m.


holy crap.

the more I expose myself to austrian school economics, the more I'm amazed and awed by the simple elegance and logic in the theories.

http://mises.org/multimedia/video/misescircle-colorado09/05_Woods.wmv

watch this. the video is 50mins long though. but if you tahan all the way, you will just be as enchanted as I am.

go to mises.org and bask yourself in the economic wisdom.

perfect living on 2009-05-24, 10:47 a.m.


went for the chem engine open house today.

epic fail.

what started out at first as a two person trip with chinwern became a full-loaded 4 person crash course to NUS. ahmeng and siew came along in the end although they didn't register.

quite a fluke. or maybe we were expecting too much. we were hoping to find out more abt the curriculum, the bidding nonsense, and I was specifically more interested in the internship opportunities.

turnout was pretty low, more girls than guys. and that's because the guys who have reserved place in chem e weren't invited somehow. only those that applied this year received the invitation. screwed up.

i'm actually quite nervous abt these 5 yrs. i hope everything would go smoothly and i'll emerge at the end with double 2nd class uppers. well, I can dream right?

perfect living on 2009-05-22, 11:48 p.m.


「一人でも♪私は紅茶を淹れられる♪ルル♪♪♪」

kugimiya meltz my heartz......

another boring episode bah :( now worse, hinagiku + nishizawa... so draggy... boooooring...

now it's becoming really like a harem anime. the first season was more senseless comedy and cold jokes and references...

and so little nagi :(

i simply have to keep rewinding the first 10 seconds of the show. :)

perfect living on 2009-05-17, 10:14 p.m.


attended a wedding yesterday. ex-supervisor's. saw shifu and jonfoo on the way there.

this is the first time i've been personally invited to a wedding dinner. you know, most of the time you follow your parents to some wedding by their cousins or some distant relatives and you probably don't know anyone else in the banquet hall, not even the bride and groom.

so quite an interesting experience for me.

the groom was only 26 years old. seriously, it made me think about myself. i can't see myself walking down that aisle in 5 years time. heck, I would have just graduated from my studies then. and before I think about my partner, where's the money going to come from? the dinner, the angbaos you have to give those bloodsucking "sisters", car, house, furniture...

my father was married around that age as well, around 26-27. I was born when he was 28. I'm even more amazed cos my parents were both broke. both my parents were some machine operators then, so you could imagine their income. I think there wasn't a wedding dinner even... but that's not acceptable by today's standards, i'll get divorced the next day :P

the newly weds knew each other for 9 years, since 17...

the groom's family is rich, father is some contruction business towkay. otherwise, there's no way i can imagine how he managed to finance this wedding at all, considering the company he worked in if you get my drift (note ex-Supervisor).

swissotel merchant court some more.

it's like a type slap to the face by reality. I asked my friend who's the same age as me whether he can see himself on the stage 5 years from now. the immediate response he gave me was, "那里有钱?"

who said money wasn't important?

perfect living on 2009-05-17, 8:32 a.m.


wow... STI is the worst hit index today. shed off more than 3%. no other asian index lost more than 2%. I smell increased speculation activity in singapore.

The incredible gains over the past week was just too good to be true. now that it has came down for one (1) day, it's a sign for me to go open a DBS vickers online account.

and DBS vickers just pwned the other banks/brokerage firms by going online. brokerage fees are now $18 per trade, but online and without broker. this is a wide margin from citibanks $22. however, as I've mentioned, the trades are online trades, with all the problems of less updated prices and no broker (isn't that good news?).

ya... so if STI really goes below 1800, I'm going in... over 3 months.

I'm only looking at 2 products. ABF Singapore Bond Index Fund and DBS Singapore STI ETF, both dbs asset management stuff... my portfolio will be 20% in the bond fund and 80% in the STI ETF. I know it's quite stupid to just put 20% of my already puny portfolio in a separate etf but it's to train discipline.

The strategy I'm following is to review the portfolio every 6mths, adjusting the ratio between bonds and stocks each time. if markets continues to drop, I'll use more money and buy more stocks to correct the ratio back to 20/80. if stocks recover, i'll cash out from stocks and buy more bonds, probably going 30/70 and eventually more bonds than stocks when I feel that the market is overvalued.

this is going to be exciting and I invite you to join me in my learning experience by either continue to pay attention to my updates or join me in investing. If you trust me enough, we can make arrangements to save on brokerage fees as I intend to dollarcostaverage for 3 months during my initial buy-in.

I need to get my hands on a copy of that benjamin graham book again. it shall become my investing bible and my leash on the human's nature to gamble.

perfect living on 2009-05-11, 11:36 p.m.


seems like all my blog posts are about HnG. just watched episode 6. booooring...　つまらなーい... so much hinagiku :( makes the show so draggy... hinagiku is one too many tsundere.

i think i've lobo-ed more than 5 weeks. I've lost count. wasting my life in fallout 3 and the occasionally read of my life insurance textbook or my jap textbook. haiz...

and STI rose so much already. I want to go open an account and go in when it drops back below 1800, if it ever does. else I'm just going to go into bonds and stay there till it drops back to more reasonable levels. I personally think the economy has yet to bottom out but I'm no prophet. I'm surprised that swine flu isn't affecting the markets much and so does the screwed up US economics.

perfect living on 2009-05-11, 11:55 a.m.


eeeee...

just watched hayate no gotoku!! 5. it's so similar to hayate no gotoku! 37. :(

in fact in HnG2, some things don't make sense. like hinagiku asking for ayumu's name in episode 4... don't they already know each other since the first season??

and in episode 5, ayumu's younger brother, hazuki i think, takes nagi out for a train ride. and she says stuff like　「漫画とかど見たことあったけど、事実ありしてたぞ」　or something like that...

so basically half the episode is the same :( with hayate appearing at random places.

perfect living on 2009-05-06, 7:19 p.m.


I'm still alive.

i'm currently mugging for my insurance examinations.

feel damn sian everyday with nothing to do. I feel like going to a recruitment agency and become a temperature screener at some hospital... but I know my mother will make noise.

my brother isn't helping by doing braces for his teeth. mama crazy over it, thinking it's going to kill my brother. i can't be less bothered by all their nonsense.

and 21st birthday came and went like nothing happened. i'm honestly very happy that there are a few people that did remember and wished me happy birthday. but at the same time disappointed that some didn't.

anyway, i can't even remember what I did on that day. uneventful.

oh, I just remembered. I went to do my medical checkup at NUS and met kaichen and chongren haha. well, they didn't seem to know it was my birthday... heck, we did have lunch together at parkway parade, transport on me of course.

anyway, the important thing is I'm going to do insurance. Please, do contact me if you have any queries about any insurance instruments. And as they like to say, "no obligations".

I've also received the outcome of the nus applications. so it's chemical engineering and bizad. so far only ahmeng is in the exact same course as me. let's hope I would find out more. i don't feel like making new friends :(

and I've taken IPPT. failed. ^^b epic failed. 2.4km ran 12mins59secs. hahahaha. haven't ran at all since my 2008 IPPT when I was still NSF. been trying to drag my bloody ass to the track but in vain. haiz...

perfect living on 2009-05-06, 6:08 p.m.


I just realized my fallout3 songs has been cut to 30seconds sample. damn copyright. Seems like I'll have to find some other place to host them...

perfect living on 2009-04-27, 2:07 p.m.


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Don't cry Nishizawa... it hurts my heart...

Hayate is the bastard, kill him!!!

perfect living on 2009-04-27, 1:45 p.m.


Just finished Schiff's Crash Proof. good book. But like Rich Dad, it's an advertising medium for the services and products the respective authors provide. at least crash proof is much more practical and entertaining than rich dad. perhaps this is due to my personal bias against speculators and people who ride with the housing bubble.

It was like reading today's news written yesterday. and it's interesting to read about asian markets from the ang moh perspectives. singaporeans complain how bad the markets are, how bad the STI is doing, how bad the real estate yields are but he advocates clients to put money in asian stocks and real estates.

it's becoming a problem now. how long should one hold on to USD to benefit from the current assets panic-selling? this is vexing.

perfect living on 2009-04-20, 12:15 p.m.


I am very angry.

Cycling is my passion. When I'm not allowed to cycle when I want to, I turn green and giant.

I feel like smashing something and killing something now. Just because I crashed until very jialat 2 weeks ago my mama is going to ban me from cycling indefinitely. I am very angry now.

It is anger that I don't usually experience. Since usually I'll just bend the rules and continue to do what I want to do, or it's probably something I don't really want to do anyway. This time, it's flat out no. I'm very angry.

I feel like I can just drag out my parrot and drown it in the fish tank. Not like that would make me feel any better but I'm so angry I feel I can do anything.

I bet she doesn't realize how pissed off I am. She doesn't care anyway.

Well, people will say she doesn't want me to cycle because she loves me cos I got injured etc etc blablabla. I just hope she bans me from running when I faint from it, from driving when I have an accident, from eating when I choke on food, from having sex when the rubber breaks...

I learn from my mistakes and if the crash doesn't kill me, I emerge stronger from it.

I am so angry that I can't sleep. bahhhh.

My 21st birthday wish, to be granted the right to decide how I die. please.

RAWR, I need to vent my anger. But how? At this rate, I'll still be wide awake by 3am.

HFEIF#)R#(RUD)F*$HGNDFV J)(R#Ujfwtifieahuevnv0f90r3jndvkr3 uaifhwijd29ndsafndvng fef3i

THIS IS FUCKED UP

fhuiewfeufnf

i need to punch something. or something needs to punch me senseless till I fall into a coma and only wake up when i've forgotten why I was so pissed off.

help, I feel like strangling myself. it's so frustrating. i am suffocated.

it's a strange sensation to feel so angry. there's this "sour" feeling around my chest area that spreads upwards to the head. and sometimes I feel it somewhere around my waist. I'm so fucking angry. AAAAAAAAAAAAAAAAAA

really... this monitor is starting to look like a punching bag.

perfect living on 2009-04-18, 1:33 a.m.


retro time!

play too much fallout 3 already. Here's presenting to you Galaxy News Radio. Feel free to listen to all songs. Songs will be regularly shuffled :)

if songs don't load, scroll to bottom of page.

perfect living on 2009-04-16, 11:50 p.m.